Ohio Valley Banc Corp. (OVBC) is a financial service company with a longstanding reputation in the banking industry. It was established in 1872 and stands as the parent company of Ohio Valley Bank and Loan Central. Headquartered in Gallipolis, Ohio, this publicly held banking institution trades under the ticker symbol 'OVBC' on the NASDAQ Global Market.
The company prides itself on its core focus of community banking. It believes that keeping resources within its service area brings benefits to customers and the local communities they serve. Over the years, the company has successfully grown and developed into a diverse banking entity with numerous branches across southern Ohio and western West Virginia.
Offering a wide range of banking services, Ohio Valley Banc Corp. caters to both individuals and businesses. It provides savings and checking accounts, time deposits, consumer, commercial, and real estate loans, safe deposit boxes, and trust services. The bank also offers convenient and modern services such as online banking, mobile banking, and a network of ATMs.
Ohio Valley Bank is particularly known for its dedication to its customers and its commitment to assisting communities in achieving economic growth. It provides important and integral services to communities that help them thrive and prosper.
The subsidiary entity, Loan Central, specializes in providing various types of loans for individual customers, including consumer loans, residential mortgage loans, and commercial real estate loans.
Ohio Valley Banc Corp. has demonstrated stable financial performance over the years, a testament to its prudent management and to its commitment to serve as a reliable financial institution. It holds significantly high shareholder value, reflecting its solid financial base. The company's business model, which focuses on asset quality, branch networking, and diversification of revenue, has provided it with a competitive advantage in the industry.
In addition, the company also nurtures positive employee relations. It believes that motivated and engaged employees deliver superior customer service, further bolstering its leading position in the banking sector.
Ohio Valley Banc Corp. places a high emphasis on corporate governance, adhering to stringent risk management practices and complying with regulatory requirements. The company believes in transparency, integrity, and accountability in all its operations, which has earned it respect and trust from its stakeholders.
In sum, Ohio Valley Banc Corp. represents a blend of traditional community banking culture with modern financial services, creating a niche for itself while contributing to the financial growth and stability of the communities it serves.