Southern Missouri Bancorp Inc. (SMBC) is a leading American financial holding company incorporated in Missouri, with its primary focus on providing a range of banking and financial services. Trading under the ticker symbol SMBC, the company is publicly listed on the NASDAQ Global Select Market.
The company’s roots trace back to 1887 when Southern Missouri Bancorp started as a small building and loan association in Poplar Bluff, Missouri. Over the years, it has grown steadily, organically and through acquisitions, into a full-service community bank serving both businesses and individuals.
Southern Missouri Bancorp Inc. operates primarily through its subsidiary, the Southern Bank. The bank offers a wide variety of financial services, which include checking and savings accounts, mortgage loans, business loans, personal loans, credit card services, online banking, safety deposit box services, and other traditional banking services. Under their wealth management division, they offer financial planning, asset management, and trust services.
SMBC serves multiple markets across Southern Missouri, Northern Arkansas, and Southern Illinois. Bank locations commonly include standalone traditional branches, in-store branches, and Loan Production Offices (LPOs). Through its various locations, SMBC provides its customers with the convenience of local service backed by a strong network of financial resources.
The bank has a strong commitment to the communities they serve, priding itself on its local decision-making and community involvement. SMBC continually invests a portion of its profits back into the community, supporting education, economic growth, and local charities.
Financially, Southern Missouri Bancorp has consistently shown sustained growth and stability. It has a reputation for delivering strong and consistent dividends to its shareholders, attributable to its conservative lending practices, robust risk management, and focused growth strategies.
Through a combination of traditional banking products, innovation, and a deep-rooted commitment to its local communities, Southern Missouri Bancorp has become a major player in its market despite stiff competition from both national and regional banks. As it looks into the future, it is committed to upholding its founding values while evolving to meet the needs of its customers in an ever-changing financial landscape.
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Southern Missouri Bancorp, Inc. (NASDAQ:SMBC) has a consensus "Moderate Buy" rating from six brokerages, with an average 12-month price target of $83.67. The company recently exceeded quarterly earnings expectations, reporting $1.83 EPS against an estimated $1.52, and increased its quarterly dividend to $0.27 per share. Institutional investors own approximately 49.5% of the stock.
Benchmark has upgraded Southern Missouri Bancorp (NASDAQ:SMBC) to a "strong-buy" rating. This upgrade comes as the company continues to receive mixed analyst ratings, with a consensus of "moderate buy" and an average target price of $83.67. Southern Missouri Bancorp recently surpassed quarterly expectations, reporting higher-than-anticipated earnings per share and revenue.
Southern Missouri Bancorp (NASDAQ: SMBC) concluded fiscal year 2026 with a $54.912 million allowance for credit losses, following a $10.971 million provision. This allowance represented 1.25% of total loans and 198.56% of nonaccrual loans. The company identified key risk factors including interest-rate sensitivity, local economic conditions, problem-loan workouts, and commercial real estate concentration.
Todd E. Hensley, a Director at Southern Missouri Bancorp (SMBC), sold 15,600 shares of the company's stock on September 08, 2026. This transaction amounted to $1,137,348. The article, originating from MT Newswires, provides details of this insider trading activity.
Bank of New York Mellon Corp recently acquired 45,416 shares of Southern Missouri Bancorp, Inc. (NASDAQ:SMBC) for approximately $3.46 million, representing about 0.41% of the company's stock. Other institutional investors have also adjusted their holdings in SMBC, and the company has received a consensus "Hold" rating from analysts with an average target price of $83.67. Southern Missouri Bancorp reported strong quarterly earnings, beating analyst estimates, and increased its quarterly dividend to $0.27 per share.
Raymond James has initiated coverage on Southern Missouri Bancorp (SMBC) with a Market Perform rating. This follows a recent downgrade by Stephens from Overweight to Equalweight in early August. The article also lists recent news regarding SMBC's financial performance, including Q4 earnings and dividend declarations.
Southern Missouri Bancorp (NASDAQ:SMBC) has received an average rating of "Hold" from brokerages, with four analysts issuing a "hold" and one a "buy" rating. The average 12-month price target for SMBC is $83.67, surpassing its recent share price of $72.63. The company also reported strong quarterly results, exceeding revenue and earnings estimates, and increased its quarterly dividend to $0.27 per share.
Empowered Funds LLC has acquired a new stake of 46,088 shares, valued at $3.5 million, in Southern Missouri Bancorp, increasing institutional ownership to 49.49%. This comes as Southern Missouri Bancorp exceeded Q2 earnings expectations, reporting $1.83 EPS against a $1.52 consensus, and raised its quarterly dividend to $0.27 per share. Despite strong performance, analyst sentiment remains cautious with a consensus "Hold" rating and an average price target of $83.67 against its current price of $72.63.