Universal Insurance Holdings, Inc. (UVE) is a vertically integrated insurance holding company specializing in homeowners' insurance. The company is headquartered in Fort Lauderdale, Florida, and has been active in the insurance sector since its establishment in 1990. Acknowledged as the largest writer of homeowners insurance and related coverages in Florida, UVE also offers its insurance products in several other U.S. states.
Universal Insurance Holdings, Inc. is the parent company to Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC). UPCIC mostly deals with homeowners insurance, renters insurance, condo insurance, and flood insurance, while APPCIC specializes in providing comprehensive homeowners insurance services, covering all risks and personal property.
UVE operates through a robust network of independent agents, leveraging their local relationships and expertise for a customer-centric approach. This business model allows the company to reach a broader market segment, deliver personalized services, and maintain a strong regional presence.
UVE's hallmark is its commitment to financial stability. The firm has robust reinsurance programs that work to protect its capital from catastrophic losses, ensuring the financial stability essential in fulfilling its obligations to policyholders. It regularly surpasses required regulatory capital and surplus thresholds, ensuring its ability to satisfy present and future commitments.
The company has also invested significantly in technology to create a highly automated sales model capable of delivering instant quotes. Its hybrid distribution model, which couples direct sales with independent agents, ensures the company’s products are conveniently accessible for consumers.
Universal Insurance Holdings, Inc.'s reputation for superior service and excellent policies has driven its outstanding growth trend and positive customer feedback. The firm offers comprehensive coverage, flexible payment options, and friendly customer service, providing peace of mind to policyholders against unforeseen hazards.
Moreover, Universal Insurance Holdings, Inc. is actively involved in corporate citizenship. Through its philanthropic arm, the Universal Insurance Holdings Charitable Foundation, it continues to make sustainable impacts in the communities where it operates. The focus areas for the company's philanthropy are education, youth and families, community, and the environment.
In summary, Universal Insurance Holdings, Inc. is a reputable insurance company dedicated to providing comprehensive and affordable homeowners insurance products. With a strategic business model built on financial stability, technology, and customer service, it continues to be a dependable choice for homeowners seeking insurance services.
Income statement
Balance sheet statement
Cash flow statement
Current assets / Current liabilities
Equity / Debt / Cash
Dividends
This article analyzes Universal Insurance Holdings (UVE) from a value investing perspective, highlighting its Zacks Rank #2 (Buy) and "A" grade for Value. It examines key valuation metrics such as P/E, P/S, and P/CF ratios, showing that UVE appears undervalued compared to its industry averages. The analysis suggests that UVE is a strong value stock due to its favorable metrics and earnings outlook.
Squarepoint Ops LLC has acquired a new position in Universal Insurance Holdings Inc (NYSE:UVE), purchasing 33,399 shares valued at approximately $1.38 million. This move represents 0.12% of the company, highlighting institutional interest. Universal Insurance reported strong quarterly earnings, beating analyst estimates, and maintains a quarterly dividend, while analysts currently rate the stock as "Hold" with a target price of $45.00.
Sean Downes, Chairman of Universal Insurance (NYSE:UVE), sold 20,000 shares of the company's stock for $879,600 on September 11, 2026, reducing his stake by 1.81%. The stock traded near its 52-week high, and the company recently surpassed earnings expectations with an EPS of $1.84. Analysts currently hold a "Hold" rating for UVE with an average price target of $45.00.
An insider at Universal Insurance Holdings sold shares valued at $879,562, as reported in a recent SEC filing. The article, published on September 11, 2026, provides this key financial transaction detail for the company, which specializes in property and casualty insurance. Universal Insurance Holdings, Inc. (UVE) is a holding company that offers property and casualty insurance and related services.
Sean P. Downes, Executive Chairman of Universal Insurance Holdings, Inc. (NASDAQ:UVE), sold 20,000 shares for $879,562 on September 11, 2026, with prices ranging from $43.60 to $44.36. This sale occurred as UVE's stock traded near its 52-week high, having gained 78% over the past year. The company recently reported better-than-expected Q2 2026 results, with adjusted earnings of $1.84 per share and revenues of $621.3 million.
Sean P Downes, a Director and Executive Chairman at Universal Insurance Holdings (UVE), sold 20,000 shares of the company's stock on September 11, 2026. This transaction was valued at $879,562 and was disclosed in a recent SEC filing. The article indicates that full details require a premium subscription.
The Public Employees Retirement System of Ohio recently acquired 23,042 shares of Universal Insurance Holdings Inc (NYSE:UVE), valued at approximately $953,000, increasing institutional ownership to 66.61%. Despite solid earnings of $1.84 EPS and a quarterly dividend of $0.16, analyst sentiment remains cautious with a consensus "Hold" rating and an average price target of $45.00. Several other institutional investors have also adjusted their holdings in the company.
Bank of New York Mellon Corp has acquired 195,929 shares of Universal Insurance Holdings Inc (UVE) worth approximately $8.1 million, representing a 0.70% stake in the company. Other institutional investors have also adjusted their holdings. Universal Insurance reported strong quarterly earnings, beating analyst estimates, and announced a quarterly dividend.
Jupiter Topco LLC has invested $3.02 million in Universal Insurance Holdings Inc (NYSE:UVE), acquiring 73,021 shares. This new stake represents 0.26% of the company, which has seen other institutional investors also buying shares. Universal Insurance reported strong quarterly earnings, exceeding analyst estimates, and maintains a "Moderate Buy" consensus rating from analysts.