BOK Financial Corp (BOKF) is a top-tier U.S. regional financial services company based in Tulsa, Oklahoma. BOKF was founded in 1910, and has since grown to become one of the largest and most reputable financial institutions in the country, boasting a robust and diverse line of financial services.
The company's operations are primarily conducted via its key subsidiary, BOKF National Association (NA). BOKF NA offers a wide array of financial products and services including commercial and consumer banking, investment and trust services, mortgage origination and servicing, and an electronic funds transfer network.
BOKF is recognized for its strong capital base and its commitment to asset quality, customer service, and community support. The company has a sturdy risk management framework that reflects its conservative lending standards and proactive approach to addressing potential issues.
BOKF operates in a diverse range of markets throughout the U.S. The company's primary markets include Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It also has commercial banking operations in several other states and serves a national customer base.
Being more than a century old, BOKF has built a reputation for stability, integrity, and innovation. Despite the challenges of the evolving financial landscape, the company has succeeded in staying relevant and competitive by continuously adapting to the changing needs of its customers and the marketplace.
One of the core values of BOKF is its dedication to the communities it serves. The company actively supports local economies, demonstrating its commitment through fundraisers, donations, and volunteer work. BOKF understands the importance of a strong and vibrant community and takes its responsibility as a corporate citizen very seriously.
Apart from its exceptional service delivery, BOKF is known for its strong employee culture. The company's dedicated professionals are its most valuable asset and play a vital role in its success. BOKF is committed to providing an inclusive and rewarding work environment where employees are recognized and valued for their contributions.
BOK Financial Corp stands as a robust financial institution that offers a unique blend of traditional integrity and modern innovation. Through a comprehensive range of services, exceptional customer service, and an unwavering commitment to its communities and employees, BOKF continues to make strides in the financial industry.
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Citigroup has maintained a Neutral rating on BOK Financial (BOKF) but lowered its price target from $146 to $140, reflecting a cautious outlook amidst broader analyst downgrades. According to GuruFocus, BOKF is considered 4.7% overvalued with a GF Value™ of $122.92 against its current price of $128.72, despite having a strong GF Score™ of 82/100. Insider selling activities and a mixed sentiment among institutional investors suggest investors should exercise caution.
BOK Financial (NASDAQ:BOKF) reported Q3 2026 earnings with sales of $564.2 million, falling short of analyst estimates by 1.4% despite a 2.4% year-on-year increase. However, the regional bank's non-GAAP profit of $2.64 per share exceeded consensus estimates by 4.9%. Net interest income beat expectations, but tangible book value per share missed targets, resulting in a mixed quarter for the company.
BOK Financial Corp (BOKF) reported third-quarter net income of $160 million, or $2.64 per share, surpassing analyst EPS estimates of $2.53. Despite this, the company saw a decline from the previous quarter's net income and faced challenges with decreasing fee revenue, particularly in brokerage and trading. The firm's net interest income increased to $370 million, and it maintained stable credit quality, while its GF Score of 82/100 suggests it is slightly undervalued.
Analysts expect BOK Financial (BOKF) to report a strong quarterly performance with an EPS of US$2.54 and revenue of US$568.79 million, driven by improved efficiency and higher net interest income. The company has a history of surpassing EPS estimates, and its latest guidance suggests net interest income moving towards the upper half of its projected range. While these factors support a positive investment narrative, investors are advised to closely monitor the risks associated with BOK Financial's concentration in commercial real estate and energy loans.