First Community Corp/SC, often abbreviated as FCCO, is a bank holding company based in Lexington, South Carolina. The company was established in 1994 and has since fostered a deep commitment to offering personalized and responsive financial services to its clients. It operates primarily through its wholly-owned subsidiary, First Community Bank, N.A., serving individuals and businesses in the central and coastal regions of South Carolina and Augusta, Georgia.
First Community Corp/SC offers a wide array of financial services including commercial and retail banking, mortgage banking, and investment advisory and non-deposit investment services. In addition to a full range of traditional banking products, such as checking and savings accounts, it also provides loans for personal use and commercial purposes like commercial mortgages, installment loans, equipment loans, and lines of credit. The bank's investment advisory services operate under the name First Community Financial Consultants.
FCCO has built a reputation around its customer-centric focus, believing that the community thrives when its residents and businesses flourish. By focusing on building long-term relationships, it not only provides financial solutions but also dedicates a portion of its resources to support community organizations and events.
First Community Corp/SC's commitment to excellence in service has seen it grow steadily over the years. It has, to date, more than 15 banking offices in 11 counties serving thousands of customers. The company prides itself on the experience and expertise of its team, many of whom are veterans in the financial industry.
The company trades on the NASDAQ Global Select Market under the ticker symbol FCCO. In it's over two decades of operation, it has consistently demonstrated strong financial performance and stability. The company’s robust and stable business approach attracts both individual and institutional investors.
FCCO’s strategy is grounded in strong corporate governance, risk management, and conservative lending practices, which make it stand out in the banking sector. This strategy strikes a balance between growth and risk management, thereby ensuring the company's long-term sustainability and prosperity.
Going forward, First Community Corp/SC remains dedicated to its mission of providing excellent financial services and supporting the economic growth of the regions it serves. The company continues to adapt to the evolving needs of its clients, finding innovative ways to deliver its services while upholding the highest standards of integrity and ethical conduct.