Oportun Financial Corp (OPRT)
Earnings
Annual and quarterly EPS data presented alongside analyst estimates, earnings surprises, and historical growth statistics. The side-by-side view of reported versus estimated EPS — combined with surprise percentage and report timing — allows investors to assess whether a company consistently beats, meets, or misses market expectations, and how that track record has evolved across full economic cycles.
Earnings annual
Fiscal date endingReported EPS
Dec 31, 2019
$2.36
Dec 31, 2020
-$0.58
Dec 31, 2021
$2.57
Dec 31, 2022
$2.08
Dec 31, 2023
-$3.54
Dec 31, 2024
$0.68
Dec 31, 2025
$1.31
Mar 31, 2026
$0.21
Jun 30, 2026
$0.59
Sep 30, 2026
$1.05
Calculation
Growth rate
-8.61%
Average
$0.67
Maximum
Dec 31, 2021
$2.57
Minimum
Dec 31, 2023
-$3.54
Median
Dec 31, 2024
$0.68
Earnings quarterly
| Fiscal date ending | Jun 30, 2019 |
| Reported date | Sep 27, 2019 |
| Report time | Post market |
| Reported EPS | $0.78 |
| Estimated EPS | $0.48 |
| Surprise | $0.30 |
| Surprise (%) | 62.50% |
| Fiscal date ending | Sep 30, 2019 |
| Reported date | Nov 12, 2019 |
| Report time | Post market |
| Reported EPS | $0.64 |
| Estimated EPS | $0.44 |
| Surprise | $0.20 |
| Surprise (%) | 45.45% |
| Fiscal date ending | Dec 31, 2019 |
| Reported date | Feb 27, 2020 |
| Report time | Post market |
| Reported EPS | $0.94 |
| Estimated EPS | $0.63 |
| Surprise | $0.31 |
| Surprise (%) | 49.21% |
| Fiscal date ending | Mar 31, 2020 |
| Reported date | May 14, 2020 |
| Report time | Post market |
| Reported EPS | -$0.04 |
| Estimated EPS | $0.18 |
| Surprise | -$0.22 |
| Surprise (%) | -122.22% |
| Fiscal date ending | Jun 30, 2020 |
| Reported date | Aug 6, 2020 |
| Report time | Post market |
| Reported EPS | -$1.29 |
| Estimated EPS | $0.07 |
| Surprise | -$1.36 |
| Surprise (%) | -1,942.86% |
| Fiscal date ending | Sep 30, 2020 |
| Reported date | Nov 10, 2020 |
| Report time | Post market |
| Reported EPS | $0.15 |
| Estimated EPS | -$0.06 |
| Surprise | $0.21 |
| Surprise (%) | 350% |
| Fiscal date ending | Dec 31, 2020 |
| Reported date | Feb 18, 2021 |
| Report time | Post market |
| Reported EPS | $0.60 |
| Estimated EPS | $0.12 |
| Surprise | $0.48 |
| Surprise (%) | 400% |
| Fiscal date ending | Mar 31, 2021 |
| Reported date | May 6, 2021 |
| Report time | Post market |
| Reported EPS | $0.41 |
| Estimated EPS | $0.19 |
| Surprise | $0.22 |
| Surprise (%) | 115.79% |
| Fiscal date ending | Jun 30, 2021 |
| Reported date | Aug 5, 2021 |
| Report time | Post market |
| Reported EPS | $0.56 |
| Estimated EPS | $0.05 |
| Surprise | $0.51 |
| Surprise (%) | 1,020% |
| Fiscal date ending | Sep 30, 2021 |
| Reported date | Nov 3, 2021 |
| Report time | Post market |
| Reported EPS | $0.78 |
| Estimated EPS | $0.44 |
| Surprise | $0.34 |
| Surprise (%) | 77.27% |
| Fiscal date ending | Dec 31, 2021 |
| Reported date | Feb 24, 2022 |
| Report time | Post market |
| Reported EPS | $0.82 |
| Estimated EPS | $0.72 |
| Surprise | $0.10 |
| Surprise (%) | 13.89% |
| Fiscal date ending | Mar 31, 2022 |
| Reported date | May 9, 2022 |
| Report time | Post market |
| Reported EPS | $1.58 |
| Estimated EPS | $0.60 |
| Surprise | $0.98 |
| Surprise (%) | 163.33% |
| Fiscal date ending | Jun 30, 2022 |
| Reported date | Aug 8, 2022 |
| Report time | Post market |
| Reported EPS | $0.11 |
| Estimated EPS | $0.09 |
| Surprise | $0.02 |
| Surprise (%) | 22.22% |
| Fiscal date ending | Sep 30, 2022 |
| Reported date | Nov 7, 2022 |
| Report time | Post market |
| Reported EPS | $0.25 |
| Estimated EPS | -$0.11 |
| Surprise | $0.36 |
| Surprise (%) | 327.27% |
| Fiscal date ending | Dec 31, 2022 |
| Reported date | Mar 13, 2023 |
| Report time | Post market |
| Reported EPS | $0.14 |
| Estimated EPS | $0.23 |
| Surprise | -$0.09 |
| Surprise (%) | -39.13% |
| Fiscal date ending | Mar 31, 2023 |
| Reported date | May 8, 2023 |
| Report time | Post market |
| Reported EPS | -$2.60 |
| Estimated EPS | -$1.47 |
| Surprise | -$1.13 |
| Surprise (%) | -76.87% |
| Fiscal date ending | Jun 30, 2023 |
| Reported date | Aug 8, 2023 |
| Report time | Post market |
| Reported EPS | $0.06 |
| Estimated EPS | -$0.14 |
| Surprise | $0.20 |
| Surprise (%) | 142.86% |
| Fiscal date ending | Sep 30, 2023 |
| Reported date | Nov 6, 2023 |
| Report time | Post market |
| Reported EPS | -$0.46 |
| Estimated EPS | $0.32 |
| Surprise | -$0.78 |
| Surprise (%) | -243.75% |
| Fiscal date ending | Dec 31, 2023 |
| Reported date | Mar 12, 2024 |
| Report time | Post market |
| Reported EPS | -$0.54 |
| Estimated EPS | -$0.39 |
| Surprise | -$0.15 |
| Surprise (%) | -38.46% |
| Fiscal date ending | Mar 31, 2024 |
| Reported date | May 9, 2024 |
| Report time | Post market |
| Reported EPS | $0.09 |
| Estimated EPS | -$0.26 |
| Surprise | $0.35 |
| Surprise (%) | 134.62% |
| Fiscal date ending | Jun 30, 2024 |
| Reported date | Aug 8, 2024 |
| Report time | Post market |
| Reported EPS | $0.08 |
| Estimated EPS | -$0.18 |
| Surprise | $0.26 |
| Surprise (%) | 144.44% |
| Fiscal date ending | Sep 30, 2024 |
| Reported date | Nov 12, 2024 |
| Report time | Post market |
| Reported EPS | $0.02 |
| Estimated EPS | $0.07 |
| Surprise | -$0.05 |
| Surprise (%) | -71.43% |
| Fiscal date ending | Dec 31, 2024 |
| Reported date | Feb 12, 2025 |
| Report time | Post market |
| Reported EPS | $0.49 |
| Estimated EPS | $0.10 |
| Surprise | $0.39 |
| Surprise (%) | 390% |
| Fiscal date ending | Mar 31, 2025 |
| Reported date | May 8, 2025 |
| Report time | Post market |
| Reported EPS | $0.40 |
| Estimated EPS | $0.08 |
| Surprise | $0.32 |
| Surprise (%) | 400% |
| Fiscal date ending | Jun 30, 2025 |
| Reported date | Aug 6, 2025 |
| Report time | Post market |
| Reported EPS | $0.31 |
| Estimated EPS | $0.22 |
| Surprise | $0.09 |
| Surprise (%) | 40.91% |
| Fiscal date ending | Sep 30, 2025 |
| Reported date | Nov 4, 2025 |
| Report time | Post market |
| Reported EPS | $0.39 |
| Estimated EPS | $0.27 |
| Surprise | $0.12 |
| Surprise (%) | 44.44% |
| Fiscal date ending | Dec 31, 2025 |
| Reported date | Feb 26, 2026 |
| Report time | Pre market |
| Reported EPS | $0.21 |
| Estimated EPS | $0.20 |
| Surprise | $0.01 |
| Surprise (%) | 5% |
| Fiscal date ending | Mar 31, 2026 |
| Reported date | May 7, 2026 |
| Report time | Post market |
| Reported EPS | $0.21 |
| Estimated EPS | $0.17 |
| Surprise | $0.04 |
| Surprise (%) | 23.53% |
| Fiscal date ending | Jun 30, 2026 |
| Reported date | Aug 5, 2026 |
| Report time | Post market |
| Reported EPS | $0.38 |
| Estimated EPS | $0.23 |
| Surprise | $0.15 |
| Surprise (%) | 65.22% |
| Fiscal date ending | Sep 30, 2026 |
| Reported date | Nov 3, 2026 |
| Report time | Post market |
| Reported EPS | $0.46 |
| Estimated EPS | $0.43 |
| Surprise | $0.03 |
| Surprise (%) | 6.98% |
Calculation
Growth rate
-1.80%
Average
$0.20
Maximum
Mar 31, 2022
$1.58
Minimum
Mar 31, 2023
-$2.60
Median
Sep 30, 2022
$0.25