Reinsurance Group of America (RGA)

Reinsurance Group of America, Incorporated (RGA) is a leading global life and health reinsurance company with operations in approximately 80 countries around the world. RGA is widely known as one of the largest life reinsurance companies worldwide and is recognized for its in-depth technical expertise and superior client service. Headquartered in suburban St. Louis, Missouri, RGA has developed an extensive global reputation since its inception in 1973.

RGA operates through subsidiaries in the Americas, Europe, Asia, Australia and Africa, providing clients with innovative solutions for their risk management, capital management and financial needs. The company's main business involves providing reinsurance to insurance companies on life and health risks. It enables insurance companies to reduce their risk exposure and better manage their capital. RGA also develops tailor-made reinsurance and financial solutions to help clients effectively address their financial and capital needs.

One fundamental component of RGA's operations is its technical know-how and understanding of mortality and morbidity trends and medical developments globally. Its strong technical expertise provides capabilities for pricing, underwriting, and claims management – all of which are crucial aspects of reinsurance.

In addition to traditional reinsurance, RGA offers product development, risk management, capital management, financial reinsurance, longevity risk transfer and various consulting services. They work closely with their clients to provide insights into mortality, morbidity and persistency trends that can help them in their risk control and product development.

RGA is also a pioneer in the development and use of reinsurance technology, which plays a crucial role in its ability to manage large amounts of high-quality data, develop innovative products and deliver exceptional service. The company utilizes powerful predictive and prescriptive analytics, machine learning techniques and risk modeling tools to offer its clients enhanced risk assessment strategies and efficient business operations.

As of 2021, the company has approximately $78.7 billion in total assets, $5.4 billion in capital, and $14.8 billion in revenues. It is recognized as the world's third-largest provider of life reinsurance based on net premiums and the seventh-largest based on total revenues.

RGA's success lies in its corporate culture of innovation, collaboration and respect for people. It values integrity and fosters a diverse workforce in which everyone's contributions are admired. The company is dedicated to the continuous development and success of its people, recognising that its staff are its greatest asset. From a client's perspective, RGA is a dependable partner with proven expertise and a deep commitment to service.