Southern First Bancshares, Inc. (SFST) is a well-established banking company that serves as a holding entity for Southern First Bank. Founded in 1999 and headquartered in Greenville, South Carolina, SFST has made a significant imprint in the banking industry in the southeastern United States. As of 2020, it boasts assets of over $2.7 billion. The bank operates in 13 different locations across South Carolina, North Carolina, and Georgia, providing an array of services to its clients.
Southern First Bancshares Inc., the primary driver for SFST's operations, offers various retail and commercial banking products and services. These include but are not limited to checking accounts, savings accounts, certificate of deposits, commercial and residential mortgages, home equity loans, and lines of credit. They also provide online and mobile banking services to ensure flexibility, convenience, and accessibility for all their customers.
SFST's primary focus is on various market sectors such as business owners, professionals, high net worth individuals, and consumers. This specific approach gives it a unique place within the banking niche, allowing it to cater to clients that require personalized care and attention. SFST financial solutions are meant to ensure that clients receive the most efficient and practical banking and financial advice suited to their respective needs.
Southern First Bancshares, Inc. holds high values of commitment, high performance, and client satisfaction, which is embodied in its corporate culture. Throughout its existence, the company prides itself on the integration of technology into its products and services to ensure it remains competitive, current, and cutting-edge.
In addition to its services, SFST is committed to making positive impacts in the communities it serves. It does this through various charitable and philanthropic contributions, and by encouraging its employees to participate in activities that benefit society. The company continuously fosters community development and engagement to ensure that it contributes positively to the local economy and social fabric.
The company’s stock is publicly traded on the NASDAQ Global Market under the symbol "SFST”. Despite the economic challenges faced due to the pandemic, Southern First Bancshares, Inc. demonstrated resilience and consistency in their operations by maintaining sound financial performance and managed to navigate the storm efficiently.
In conclusion, Southern First Bancshares, Inc. is not just a banking institution. It is a company that believes in community, innovation, and customer satisfaction above all. The company's continued success is a testament to its ability to adapt, innovate, and serve its clients effectively. As it progresses, it strives to remain a key player in the financial sector and a company of choice for its customers.
Income statement
Balance sheet statement
Cash flow statement
Current assets / Current liabilities
Equity / Debt / Cash
Dividends

Southern First Bancshares (NASDAQ:SFST) stock recently fell below its 200-day moving average, trading as low as $59.70 before recovering slightly to $60.09. Despite this dip, analysts maintain a "Moderate Buy" rating with an average price target of $64.00, and the bank recently exceeded EPS expectations. However, insiders have sold a notable amount of shares in recent months.

Bank of America Corp DE acquired 91,966 shares of Southern First Bancshares (NASDAQ:SFST) during the second quarter, valued at approximately $5.6 million, representing 0.97% ownership. Institutional investors collectively own 75% of SFST, while company insiders have recently sold 5,615 shares worth $351,739. The company reported strong Q2 earnings, beating analyst estimates, and currently holds a "Moderate Buy" rating with a consensus price target of $64.00.
James B Orders III, a Director at Southern First Bancshares, sold 8,045 shares of the company on September 18, 2026, totaling $499,171. This information was disclosed in a recent SEC filing. The article provides a brief detail of this insider transaction.

Southern First Bancshares (NASDAQ:SFST) Director Anna Locke recently purchased 300 shares of the company's stock for $18,981.00, increasing her total holdings to 3,902 shares. The bank's stock is trading near its 52-week high, with a market capitalization of $600.47 million and a P/E ratio of 13.60. Analysts maintain a "Moderate Buy" rating for SFST with a $64.00 price target, and institutional investors own 75% of the shares.
_07_03_2026_03_50_21_133108.jpg)
Leighton M. Cubbage, a director at Southern First Bancshares Inc (NASDAQ:SFST), sold a total of 750 shares of common stock in two separate open-market transactions on August 24 and August 25, 2026. The sales were made at prices of $63.00 and $63.0502 per share, respectively. Following these transactions, Cubbage retained 49,165 shares, and the sales were reported via a Form 4 filing on August 27, 2026.