Texas Capital Bancshares, Inc. (TCBI) is a leading regional financial holding company based in Dallas, Texas, primarily recognized for its flagship brand – Texas Capital Bank – a commercial bank that offers vital banking services to businesses, professionals, and entrepreneurs. TCBI was established in 1998 by a group of entrepreneurial bankers, seeking to deliver highly personalized financial services that should primarily cater for the business landscape in Texas and its region.
With around $36 billion in assets, TCBI serves clients through wealth management, treasury management, mortgage finance, and credit services. The range of its comprehensive banking solutions is inclusive of commercial loans, private banking, as well as deposit products and services. The core philosophy of TCBI has always been to support businesses, thus fueling the local economy, which is reflected in their product suite and customer base, focused heavily on serving businesses and high net worth individuals.
TCBI operates under the tenets of personalized service, flexibility, and quick decision-making, providing a robust platform conducive for business owners and professionals requiring financial products and services to ensure their growth and stability. The main sectors that Texas Capital Bancshares serves include real estate, energy, healthcare, and private wealth management, among others.
TCBI has a singular mission – to address the complex needs of its clients by providing custom solutions and products that help them manage a myriad of financial challenges. The bank's specialized teams are adept at understanding the unique needs of each client and crafting relevant strategies and innovative solutions to meet those needs.
Publicly traded on NASDAQ, Texas Capital Bancshares has consistently shown strong financial performance, underpinned by a careful approach to risk management. This strategic focus has allowed the company to navigate a rapidly evolving financial landscape and deliver value to its customers and shareholders.
Over the years, TCBI has built a reputation for upholding its commitment towards the communities it serves. It takes immense pride in fostering economic development and supporting community organizations through volunteer service and charitable contributions. The bank's community involvement includes support for education, healthcare, and arts organizations.
In summary, Texas Capital Bancshares, Inc., through its subsidiary Texas Capital Bank, has positioned itself as a trusted financial partner for businesses and professionals in Texas and beyond, combining innovative banking solutions with an unwavering commitment to customer service and community development. With a focus on financial resilience and superb client service, TCBI continues to create a foundation of trust, performance, and a dedication to client success.
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Texas Capital Bancshares (TCBI) has seen a 77.0% share price gain over three years, prompting a re-evaluation of its capital efficiency. The Excess Returns model suggests the stock could be significantly undervalued, with an estimated intrinsic value above its current price of US$99.82. This is based on the bank's ability to consistently generate returns above its cost of equity, supported by analyst expectations for stable earnings and rising book value.
This article details the insider trading activity for Texas Capital Bancshares (TCBI) in 2026, including ownership percentages, and the number and amount of insider buying and selling over the last 12-24 months. It also provides a quarterly breakdown of transactions, identifying specific insiders and members of Congress involved in buying and selling TCBI shares.
Barclays has increased its price target for Texas Capital Bancshares (NASDAQ:TCBI) to $110.00 from $100.00, maintaining an "equal weight" rating, which suggests a potential upside of 5.85%. Despite this adjustment, the overall analyst consensus for TCBI remains "Hold" with an average price target of $106.00. The bank recently surpassed quarterly expectations, reporting strong earnings per share and revenue.
Texas Capital Bancshares (NASDAQ:TCBI) has received a consensus "Hold" rating from analysts, with an average 12-month price target of $105.09, slightly above its opening price of $101.61. The bank recently surpassed quarterly expectations, reporting $2.35 EPS against a $1.96 consensus and revenues of $356.6 million, exceeding the $339.89 million estimate. The company also declared a quarterly dividend of $0.20 per share, contributing to an annualized yield of 0.8%, and institutional investors hold a significant 96.88% of the stock.
RBC Capital has maintained its "Sector Perform" rating on Texas Capital Bancshares (TCBI) but lowered its price target to $110 from $113, citing a cautious outlook in a challenging economic environment for financial services. Despite the lowered target, GuruFocus assesses TCBI as 1.0% undervalued with a strong GF Score™ of 89/100, driven by high profitability and growth ranks. However, insider selling and mixed guru activity suggest a cautious sentiment among some investors.