Usio, Inc., formerly known as Payment Data Systems, Inc., is an integrated payment solutions provider across several sectors and industries globally. Established in 1998, the Texas-based firm is recognized within the FinTech industry for its cutting-edge, single payment platform that processes virtually any payment type.
With the ticker symbol 'USIO,' the company is publicly listed on the NASDAQ. The firm focuses on offering tailor-made payment solutions to its diverse clientele ranging from small to multinational businesses, financial institutions, charities, and other organizations.
Usio, Inc.’s extensive product portfolio includes merchant processing services that cater to both online and card present transactions. To facilitate secure and seamless online transactions, the company offers an electronic billing and payment system, consumption-based billing, secure data storage for the consumer, and payment tokenization. Its card processing aspects encompass credit, debit, prepaid cards, and ACH payment processing services. Moreover, through its prepaid card services, Usio Inc. aims to make financial activities more manageable and accessible, thereby bridging the financial inclusivity gap.
In terms of further enhancing its solutions, Usio, Inc. maintains a dedicated team of technologists who work constantly to innovate, keeping up with the ever-evolving FinTech landscape. The company also utilizes a robust cloud-based transactional platform that offers both PCI Level 1 and SSAE 16 certification-compliant security. This commitment to technology and innovation has led to multiple patents in the electronic payments field.
Usio's vision is to offer businesses the ability to monetize transactions, irrespective of geography, type, or origination platform. Their underlying mission emphasizes improving economic inclusion for everyone by creating a highly secure, easy-to-use, and universal payment network.
Within its reputation for excellence, Usio, Inc incorporates corporate responsibility by partnering with non-profit organizations to collect donations on their behalf at no cost. They also invite their employees to contribute to charitable causes and initiatives in the form of paid volunteer time off.
Overall, the company plays a critical role in the global economy, facilitating millions of transactions every day. Despite its achievements, Usio, Inc continues to focus on developing prime financial technology solutions retaining its commitment to corporate responsibility.
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Usio Inc. reported strong Q3 2026 financial results, with a 12% revenue increase, 18% gross profit growth, and a 222% surge in adjusted EBITDA, marking its third consecutive quarter of GAAP profitability. The company processed $2.7 billion in payments and 27% more transactions, driven by growth across all business lines, especially Card and Output Solutions. Key future growth catalysts include the Usio iON platform for retaining customer balances and a new partnership with Harris Computer to expand into utility and government sectors.

Usio, Inc. (Nasdaq: USIO) announced that Chairman and CEO Louis Hoch will participate in two investor conferences in October: the LD Micro Main Event XX and Planet MicroCap Toronto 2026. Mr. Hoch plans to highlight the company's record third-quarter 2026 ACH results, with significant growth in transactions, dollars, and returned checks processed. Usio is a leading FinTech company providing integrated, cloud-based electronic payment and embedded financial solutions.